Why the AI help is free and only the export costs a credit
In Kovik, the guided brief, prompt help, regenerating within a project, and listing copy under fair use are all free. A credit is spent only when you export a finished product to sell. This means you can explore and refine without watching a meter — you pay for results, not attempts.
Explore without anxiety
Because regeneration inside a project is free (rate-limited), you can iterate until the product is right. The credit is the last step, on the export you actually list.
What happens if I run out of credits?
Generating and editing stay free. You add a one-time top-up or wait for your monthly credits to renew before the next export — never an automatic overage.